4-figure rolling car payments
Lately, I've been watching a bunch of videos showing people who have ridiculous car payments due to negative equity, a.k.a. being "upside down". Buyer finances a car. Later on the car breaks and/or buyer can't afford the payments anymore (usually the latter). Buyer goes to dealership to get a less expensive car to lower car payments. The remainder of the auto loan for the existing car is higher than what the car is worth. All that crap is factored into the new loan for the replacement car.
Ultimately, what happens is that the payment is actually lowered, but the loan term is some ridiculous 72-month thing where a) the replacement car will be something very used with probably over 100K miles on it already, b) the loan will absolutely outlast the life of the car, and c) the buyer will never be able to pay it off. This process repeats for years until the buyer ends up in financial ruin.
Then there's me, a middle aged guy driving a car with over 170K miles on it.
casio w738h, the awful repackaged w736h
I just mentioned the W221H, which again I may get, but in all honesty is probably something I'll give a miss to. But then there's the new W738H, which is supposedly going to be released in the US this month May 2026. Casio Singapore already has a product page up for it.
This is another one of those models where Casio gets it but at the same time they don't.
casio w221h... i'll wait
Been a while since I've talked about watches, and the hot one right now is the Casio W221H. This is something I passed on, because the more I researched it, the more I realized there are annoyances about it that would irritate me.
I am willing to get one in the future even with its annoyances, but not for the price it's selling for right now.
And what is the W221H selling for right now?
the insecure thing google, banks and government do with emails
There are many things verboten from emails these days, and one of them is that you are never, for any reason, to link anything using http:// ever. You're supposed to use https:// because "secure". Right? Right.
Well, there's a problem.
Some companies use email templates that are old, haven't been updated in a very long time and still use http://, which is bad.
I'm going to show the problem, then describe the solution.
squier sonic stratocaster acquired, i'm home again
Out with the Squier Affinity Telecaster, in with the Squier Sonic Stratocaster. Yep. You can see me play and talk about it if you like.
This is one of those "why didn't I do this sooner" maneuvers, or so I thought.
The reality is that right now was the right time to get this guitar. It was time to go home again, so to speak.